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Financing Mini Vacations with Cash Back & Credit Card Rewards

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Financing Mini Vacations with Cash Back & Credit Card Rewards

These days frequent flyer miles rarely make a nick in the high cost of family travel. Most people do not fly enough to accumulate real savings. As fewer airlines offer a wide variety of rewards for frequent flyer mile use, many of us find such incentives constraining. Those of us who have the good fortune of using a credit card that acknowledges our good faith shopping in dollars and cents know that frequent flyer miles are nearly obsolete.

It is fortunate that there are other great deals to be had through credit card companies. Smart shoppers know that several services offer cash back deals of 3-5%. While such a percentage may seem small on a purchase by purchase basis, these purchases add up and so do their rewards. Buyers who use money back or rebate credit card often find that their yearly savings is hundreds of dollars. Some consumers find their savings in the thousand dollars and above range. Using a credit card to pay for a large purchase, such as a car, can be a good move toward earning large cash back bonuses. Always remember to pay your larger credit loans back quickly to avoid high fees and charges. Then, when you get your credit card statement, celebrate that you have set back a nest egg toward your shoestring vacation.

Credit card users who find themselves with rewards and bonuses of anywhere between a couple of hundred dollars and a thousand dollars can use that money to plan a trip. Better savings can be had by choosing a destination that is close by. Putting your rebate money toward a camping or lodge trip at a nearby state, national, or Corps of Engineers' park, parents and children can find that the best things in life are nearly free. Camping in such facilities usually costs less than $20 dollars a night, while a lodge room ranges between $50-125 a night. Regardless, the savings will be great. Saving money on gas, food since you can cook out, and room, you will be proud of your smart travel plans. And all these good things started with the good sense you exercised in choosing a smart rewards cash back incentive plan as a way to pay for the things that you are going to buy anyway.

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